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This course covers the changing landscape of Health Care over the last several years. The online course consists of 5 areas of study including the background, history, and legislation of the Patient Protection and Affordable Care Act (PPACA), implementation timeline – with a brief overview of the Health Care Law, plans available and enrollment procedures, the cost to taxpayers and laws affecting small businesses, and how agents can be involved through training and resources. If the law is repeal..
With your Life, including Variable Annuity (2-14) license, you can be appointed by an insurer or Insurers to represent their company and sell life insurance and annuity contracts. You can also be the owner of your own insurance agency or become an agent for an agency.Life insurance agents are appointed to transact/sell life insurance, fixed-dollar annuity contracts, and variable contracts by the same insurer. Agents can also sell annuity contracts, including, but not limited to, fixed or variabl..
During our working years, pre-retirement planning is essential. But, after working for about 40 years, another chapter begins. Estimates show that the number of retirees over age 65 will increase and that an average retirement can be expected to last an average of 15 to 20 years. Retirees must allocate available assets and income to meet their retirement necessities. This is when post-retirement planning begins. This course is not about saving for retirement. It’s giving you direction in handlin..
This 40-hour pre-licensing course helps an insurance agent convert there 4-40, 0-55, or 20-44 license to a full 2-20 General Lines license (state exam required). It covers the following topics of instruction: Property and Liability Insurance Concepts, Personal Automobile, Homeowners, Dwelling & Related Coverages, Commercial Automobile, Property, General Liability, Package Policies, Worker’s Compensation, Crime,..
Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning. Post-retirement planning considers everything f..
Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible. From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accep..
You did your before-the-event preparation. You worked the event with ease, and now you have a handful of business cards. What do you next? You follow up, of course! You’ll learn how … from the importance of collecting and recording information on business cards for populating your database to follow-up methods from email, handwritten notes, e-zines or newsletters to the time-proven telephone calls, business meals and referrals. You’ll also learn how to recognize and respond online and on the tel..
Building Relationships for Business and Career Success - 5 Part Series CERTIFICATE PROGRAM (includes CP002 through CP006 listed below) - by Lillian D. Bjorseth Cradle-to-grave job security is gone. Building relationships is your key to controlling your career, your business and your destiny from your first job until you retire. You have one thing in common whether you are self-employed or work for someone else: People like to do business with and hire people they know and trust or people refe..
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